Privacy Policy

Privacy Policy

Last updated: March 24, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.

  • Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Privacy Policy) refers to The Fiscal Compass.

  • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

  • Country refers to: Delhi, India

  • Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.

  • Personal Data (or "Personal Information") is any information that relates to an identified or identifiable individual.

    We use "Personal Data" and "Personal Information" interchangeably unless a law uses a specific term.

  • Service refers to the Website.

  • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

  • Website refers to The Fiscal Compass, accessible from https://www.thefiscalcompass.com/.

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.




Your Data and How We Use It
List of Data We Collect
Requested Personal Data
When using our services, we may ask you to provide personal information about yourself. This may be any or all of the following:

E-mail address
First name- last name
Phone number
Usage data will be collected automatically while you are using the Service.

Usage Data can consist of the following examples among others: Internet Protocol Address (IP Address) of your device, browser type, version of your browser, dates and times you visit pages on the Service, the time spent on each of those pages, unique device identifiers and similar types of diagnostic data.

By using a mobile device to access the Service, we may automatically collect certain data about your mobile device. This will involve any or all of the following examples: type of mobile device being used, the unique ID of the mobile device being used, the internet protocol (IP) address of the mobile device being used, the mobile operating system used on the mobile device, what mobile internet browser is used on the mobile device, and unique device identifiers and similar types of diagnostic data.

In order to collect some of this information listed, we may gather information from browsers when visiting the Service and/or from mobile devices accessing the Service.









Tracking Technologies and Cookies

We utilize Cookies and similar tracking technologies to monitor usage of our Service as well as gather and track information for the purpose of enhancing our Service as well as analyzing the utilization of our Service. These tracking technologies include beacons, tags, and scripts. The following provides examples of the tracking technologies developed by us:

Cookies or Browser Cookies: Cookies are small files that are placed on your Device by your web browser. You may direct your web browser to refuse all Cookies or to provide you with notice when a Cookie is being sent. If you do not accept Cookies, your use of certain portions of our Service may be limited.

Web Beacons: Some areas of our Service and some emails may include a web beacon (also known as a clear gif, pixel tag, single pixel gif, and so forth) which the Company can use to determine, for example, the total number of users that access or have accessed a given area or opened a given email, and for additional related statistics concerning our website (including the number of times a given area has been requested and the validation of the website's and the server's integrity). 

Cookies can have a "Persistent" or a "Session" duration. A Persistent Cookie is one that stays on your computer or Device after you have gone off line, whereas a Session Cookie will be deleted from your computer as soon as you close your web browser.









Where required by law, we use non-essential cookies (such as analytics, advertising, and remarketing cookies) only with Your consent. You can withdraw or change Your consent at any time using Our cookie preferences tool (if available) or through Your browser/device settings. Withdrawing consent does not affect the lawfulness of processing based on consent before its withdrawal.








For the purposes outlined below, we utilize both Session and Persistent Cookies: 

Necessary/Essential Cookies

Session Cookie

Administered by Us

Purpose: These cookies are crucial for providing services that you have requested from the Website, as well as allowing you to access certain features on the Website. These cookies authenticate users and help to prevent the misuse of registered User accounts. Without these cookies, our ability to provide you with the requested services would be very limited, which is why we only use these Session Cookies to provide you with the requested services.


Cookies Policy/Cookies Notice Acceptance Cookies

Persistent Cookie

Administered by Us

Purpose: These cookies collect data to determine whether the user has accepted our use of cookies on the Website.


Functionality Cookies

Persistent Cookie

Administered by Us

Purpose: These cookies allow us to retain any preferences you have selected while using the Website, i.e. login information and preferred language, enabling you to have a more personalized experience while reducing the need to re-select your preferences each time you visit the Website.


To learn more about the cookies we use and your options related to those cookies, please review our Cookies Policy or the Cookies section of our Privacy Policy.













For the purposes outlined below, we utilize both Session and Persistent Cookies: 
Necessary/Essential Cookies
Session Cookie
Administered by Us
Purpose: These cookies are crucial for providing services that you have requested from the Website, as well as allowing you to access certain features on the Website. These cookies authenticate users and help to prevent the misuse of registered User accounts. Without these cookies, our ability to provide you with the requested services would be very limited, which is why we only use these Session Cookies to provide you with the requested services.

Cookies Policy/Cookies Notice Acceptance Cookies
Persistent Cookie
Administered by Us
Purpose: These cookies collect data to determine whether the user has accepted our use of cookies on the Website.

Functionality Cookies
Persistent Cookie
Administered by Us
Purpose: These cookies allow us to retain any preferences you have selected while using the Website, i.e. login information and preferred language, enabling you to have a more personalized experience while reducing the need to re-select your preferences each time you visit the Website.

To learn more about the cookies we use and your options related to those cookies, please review our Cookies Policy or the Cookies section of our Privacy Policy.













In certain circumstances, we may disclose your personal data as follows:


To service providers: we may give service providers access to your personal data in order to examine and monitor your use of our service, or to contact you.

For business transfers: we may transfer or share your personal data in connection with or during the course of any negotiation of a merger, sale of assets of the business, financing, or purchase of all or part of our business by another party.

To affiliates: we may provide your personal data to our affiliates, and we will require the affiliates to comply with this policy. Affiliates include the parent company and subsidiaries or joint-venture partners controlled by the parent or with whom we are otherwise under common control.

To business partners: we may provide your personal data to our business partners in order for them to provide certain products, services or promotions to you.

To other users: if we make available to you public areas of the service, and you provide personal data or otherwise post information in those public areas and then interact with other users within the public areas, that personal data will be available for viewing by all users and may become publicly available for further distribution outside our service.

With your consent: we may disclose your personal data for any other purpose with your express, written consent.


Data Retention of Your Personal Data

We will keep your personal data no longer than necessary for the purposes set out in this policy. We will keep your personal data as long as it is necessary to fulfill our legal obligations (for example, if we need to keep your information as part of our requirement under applicable laws) and to resolve disputes and enforce our legal agreements and policies.


If possible, we will use the shortest retention period and/or limit your ability to identify yourself by deleting, aggregating or anonymizing your data. All retention periods listed below are maximum retention periods (i.e., "up to"), and we will delete or anonymize your data sooner if the data is no longer needed for that purpose. We apply different retention periods for different categories of your personal data, depending on the purpose of processing and our legal obligations:


Account Information


User Accounts: Up to the length of your account to give us up to 24 months after your account has been closed, in case you have questions related to what happened after your account ended.

Customer Support Data


Support ticket and correspondence records: Up to 24 months after the date on which the supports and tickets are closed, to help us resolve your questions about follow-up issues, track service quality, and protect against any future legal actions.

Chat transcripts: Up to 24 months for quality assurance and staff training purposes.



Usage Data

    • Website analytics data (cookies, IP addresses, device identifiers): up to 24 months from the date of collection, which allows us to analyze trends while respecting privacy principles.

    • Server logs (IP addresses, access times): up to 24 months for security monitoring and troubleshooting purposes.



Data on usage will be stored according to the above-stated privacy retention periods and can only be kept longer than this period when it is necessary for security, fraud prevention, or legal requirements. We will only keep your Personal Data in excess of the time periods identified above for the following reasons:


Legal Requirement: We need to keep certain records (e.g., financial records to tax authorities) as required by law. Legal Claim: The data is necessary to establish, exercise or defend a legal claim. Your Specific Request: You specifically request us to keep a given piece of information. Technical Limitation: The data exists in backup systems which are scheduled to be deleted.


You may contact us directly for more information on how long we are going to retain your Personal Data.


At the end of the retention periods listed above, we will securely delete or anonymize your Personal Data based upon [insert methodology for securely deleting/anonymizing the data]:


1. Deletion: The Personal Data is deleted from our system and is no longer processing the data. 2. Backup Retention: An encrypted version of the deleted Personal Data may remain on a backup system for a typically limited time period in accordance with our backup retention schedule, and it will only be restored in order to comply with a security incident or for use in a business continuity/disaster recovery plan or for Legal compliance.


3. Anonymizing: We may also convert the Personal Data (where possible) into statistics, which cannot be re-identified back to you personally. These anonymous data will be retained indefinitely for our research and development purposes.



Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.


As per the applicable legal requirements, We will put in place adequate safeguards and supplementary measures (if needed) when transferring Your Personal Data internationally. The Company will take all reasonable steps necessary to ensure that Your personal data is secure and treated in accordance with this Privacy Policy and that no transfer of Your Personal Data will occur to an organization or country that does not have adequate security controls in place for Your Data and other personal information.






Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any Personal Data that You have provided to Us.

Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.



Do You Want to Disclose Your Personal Data?
Business Transactions
Your Personal Data may be sold or transferred if the Company undergoes a merger, acquisition, or sale of its assets. In this case, we will notify You before Your Personal Data is transferred and subject to a different Privacy Policy.
Law enforcement
Under some circumstances, the Company will have no choice but to share your Personal Data when required by governmental authorities (such as a court or a government agency).
Other legal requirements
The Company may disclose Your Personal Data on the basis of a good faith belief that doing so is necessary to:
- Comply with a legal obligation
- Protect and defend the Company's rights or property
- Prevent or investigate possible illegal activity in connection with the Service
- Protect the User's personal safety or that of others
- Protect against legal action for any reason; or
Other legal requirements.








Information Security
We value Your Personal Data; however, no transmission method or electronic storage method is 100% secure. Even though We will make every effort to protect Your Personal Data, We cannot guarantee it will always be secure.

Children Under 16
Our Service is not directed at children under the age of 16. As such, We do not knowingly collect or store Personal Data from children under the age of 16. If You are the parent or guardian of a child who provided Personal Data to Us, please let Us know. If We find out that We have collected Personal Data from a child without verification of parental consent, We will delete that data from Our System.

If We need to use consent as our basis for collecting or using Your information and the laws in Your country require parental consent, We may request that You have a parent give Us consent prior to collecting or using that information.







Links to External Sites
This Service may provide links to other sites (not controlled or maintained by Us); if you go to one of these other external sites and access content from that site, you will be leaving Our Service and going to a new site.

We recommend that you read the Privacy Policy of every site you visit.

We cannot control or be held responsible for the content, privacy policies, or procedures used on any external sites or services. 

Change to This Privacy Policy
We may change the provisions of This Privacy Policy from time-to-time. We will let you know of any changes by posting a new Privacy Policy on this site.

We will notify you by using email or with a simple — prominently placed — notice on the Service, of changes to this Privacy Policy before they take effect and will also change the date at the top of this Privacy Policy.

Periodically review this Privacy Policy for changes. Changes to this Privacy Policy will be effective when they are posted on this site.


Contact Us

If you have any questions about this Privacy Policy, You can contact us:

  • By email: vk863430697@gmail.com

  • By phone: 9313438855

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